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Responsibilities:
Relationship Management
Manages moderately large relationships that require more complex analysis
Deliver meaningful, sustainable value to customers by anticipating needs and expectations and providing appropriate value-add solutions
Ensures integrity and timeliness of customer information, documentation, and data
Ensures each relationship is profitable and represents appropriate risk
Credit Management
For new loan requests, assess borrower credit-worthiness in accordance with credit policy
Present loan opportunities to the appropriate credit approvers that include analysis and structure that are well articulated and well-reasoned
Ensure that loans are documented in accordance with credit approvals
Manage enterprise risk for products and services, including depository services and treasury management products as well as fraudulent activity
Business Development
Maintain high-level knowledge of commercial banking products & services
Demonstrate an active calling effort in order to maintain a comprehensive pipeline of new business opportunities
Actively work with Sr Relationship Managers to perfect business development efforts
Provide existing and prospective customers with appropriate financial services and advice
Assist less experienced Relationship Managers by providing insight and recommendations regarding marketing and deal flow management
Initiate e community visibility and involvement through active and strategic relationships with centers of influence and organizations
Maintain a pipeline of business leaders and prospects
Qualifications:
Education Requirements
Bachelor's degree
Minimum Experience
Minimum 6 years of experience in commercial lending as a credit analyst, underwriting specialist or portfolio manager
Minimum 2 years of experience as a relationship manager
Advanced familiarity with treasury management services and other banking products
Knowledge/ Skills/ Abilities
Thorough accounting & finance knowledge
Strong technical skills
Thorough knowledge of laws and regulations, and compliance related to commercial lending
Demonstrated ability to negotiate on behalf of the bank and borrower while appropriately balancing risk and shareholder value
Strong verbal, written, and interpersonal skills, as well as analytic and problem solving skills
Ability to work in a team environment and demonstrate flexibility as business dictates
Ability & willingness to investigate, resolve, and recommend process improvement opportunities
Job Details:
RegularIn accordance with Colorado law: Colorado pay for this position is anticipated to be between $84,500.00 - $155,500.00 annually, actual offers to be determined based on applicant's skills, experience and education.While the anticipated deadline for the job posting is 05-08-2024, we encourage you to submit your application as we may still consider qualified candidates beyond this date.To all recruitment agencies: Independent Financial does not accept agency resumes without formal engagement of the agency. Please do not forward resumes to Independent Financial employees or any other organization location. Independent Financial is not responsible for any fees related to unsolicited resumes.
Independent Financial is proud to be an equal opportunity workplace and is an affirmative action employer. We are committed to equal employment opportunity regardless of age, ancestry, color, gender (including pregnancy, childbirth, or related medical conditions), gender identity or expression, genetic information, marital status, medical condition, mental or physical disability, national origin, protected family care or medical leave status, race, religion (including beliefs and practices or the absence thereof), sexual orientation, military or veteran status, or any other characteristic protected by federal, state, or local laws.